Vijay (M.R.N) Souhard Credit Sahakari Sangha Ltd. is a trusted cooperative financial institution dedicated to empowering individuals, families, farmers, and small businesses through reliable and member-focused financial services. Established with the vision of promoting economic growth and social development, the Sangha provides secure savings schemes, loan and advance facilities, deposit services, and modern banking solutions designed to meet the financial needs of the community.

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With a strong foundation built on trust, transparency, and cooperative values, the institution strives to create financial stability and self-reliance among its members. By supporting entrepreneurship, encouraging savings habits, and providing timely financial assistance,

the Sangha plays an important role in strengthening the local economy and improving the quality of life for the people of Karnataka .

The organization is associated with cooperative credit and financial service activities throught out  Karnataka State,

and also offers digital banking service through its mobile banking app “VijayPay.”